Never use cash - Credit cards are a good way to limit your financial exposure online if you are scammed. If your credit card information is used to make unauthorized purchases, you are only responsible to pay a maximum of $50 under federal law. But, you must act responsibly.
Use an SSL secure connection for transactions involving the sharing of sensitive personal information:Secure Socket Layer (SSL) technology encrypts transactions by creating a secure tunnel between your computer and the Web site server. Before you type in your credit card or sensitive information, be sure to look for indicators that the site is encrypted.
The prefix https:// instead of http:// in the URL -- look for the "s".
Firefox users will find that a secure URL will be highlighted in yellow in your address bar.
A closed padlock on the bottom of your screen.
An unbroken key on the bottom of your screen.
Create unique passwords - don't use your date of birth, social security
number or recognizable words. Try to use a password with a combination of letters,
numbers and symbols and make the password as meaningless as you can
remember. One strategy for creating and remembering passwords is to come up with a
phrase that only you would remember. For example, the phrase "I was married
on June 24 in Finland," would result in the password "iwmoj24if" by using the first letter of each word in the phrase. This
password includes both letters and numbers and will be more difficult to
guess. Another easy way to remember a combination of these is to take the
first letter of a favorite song or phrase, for example "Old McDonald Had a
Farm" could be "omhaf." And remember to keep your passwords to yourself and to use different
passwords for different things. If someone guesses a password for one, you
don't want him to have access to all those services. Never give out your
password to anyone -- including someone claiming to be a customer service